North Platte Union Pacific Employees Credit Union

Helping you keep your finances on track

Privacy Policy
 

Facts

What does North Platte Union Pacific Employees Credit Union do with your personal information?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read the notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social security number and account balances
  • Transaction history and payment history
  • Credit history and credit score
  • Employment or income information

When you are no longer our member, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons North Platte Union Pacific Employees Credit Union chooses to share; and whether you can limit this sharing.

 

Reason we can share                                                         

your personal information                                                    

 

Does UPCU share?

Can you limit this sharing?

For Everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our marketing purposes

To offer our products and services to you.

YES

NO

For joint marketing with other financial institutions

NO

WE DO NOT SHARE

For our affiliates’ everyday business purposes

Information about your transactions and experiences.

NO

WE DO NOT SHARE

 

For our affiliates’ everyday business purposes

Information about your creditworthiness.

NO

WE DO NOT SHARE

For our affiliates to market you

YES

NO

For non affiliates to market you

NO

WE DO NOT SHARE

 

 

 

What we do

How does UP Employees Credit Union protect my personal information?

To protect you personal information from unauthorized access and use, we use security measure that comply with federal law. These measures include computer safeguards and secured files and buildings. We have an Information Security Program and a Code of Ethics. All employees are expected to abide by programs and policies established in an effort to protect customer information.

How does UP Employees Credit Union collect my personal information?

We collect you personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Cuna Mutual Group

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • None

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • None

 

Questions?

Call (308) 532-4426 or go to

www.upemployeescu.com