Current Rates

Share Accounts

Share AccountAPRAPY
Regular Savings ($25 Minimum)0.25%0.25%
Christmas Club ($5 Minimum)1.00%1.00%
Super Savings Acct ($1,000 Minimum)1.00%1.00%
Checking Acct ($50 Minimum opening deposit)0.25%0.25%

Share Certificate Rates

Share CertificateAPRAPY
6 Month, $500.00 Minimum2.00%2.02%
12 Month, $500.00 Minimum2.05%2.07%
18 Month, $500.00 Minimum with checking account2.30%2.32%
36 Month, $500.00 Minimum2.15%2.17%
48 Month, $500.00 Minimum2.25%2.27%

With the following Special Share Certificates, you can raise your rate. If rates increase on these Share Certificates during your term, you may come in and ask us to raise your rate! You may do this only once during the term of a 24-month certificate, and twice during the term of a 60-month certificate.

Special Share Certificates

Special Share CertificateAPRAPY
24 Month, $500.00 Minimum2.30%2.32%
60 Month, $500.00 Minimum2.40%2.42%

IRA Certificates

IRA CertificateAPRAPY
Traditional IRA, $500 Minimum2.30%2.32%
Roth IRA, $500 Minimum2.30%2.32%
Educational IRA, $500 Minimum2.30%2.32%

Loan Rates

Current Year and Newer7 Years4.90%
2015-20196 Years4.60%
2015-20195 Years3.85%
2015-20194 Years3.65%
2009 - 20145 Years4.40%
2006 - 20084 Years5.65%
2002 - 20053 Years6.65%
1994 - 20012 Years7.65%
Not fully restored (25 years or older)2 Years16.00%
Fully restored classic cars (25 years or older)4 Years6.50%
UCC Filings or Non-titled Vehicles-14.00%
Personal Loan For 2 Years2 Years16.00%
Loans Secured by Shares5 Years2.90%

*All cars over 8 years old must be brought down to the Credit Union to be looked at.

***Rates subject to change at anytime.***Loan rates above are the lowest offered by the Credit Union with approved credit. They are subject to increase dependent upon applicant’s credit score.