Share Accounts
| Share Account | APR | APY |
| Regular Savings($25 Minimum) | 0.60% | 0.60% |
| Christmas Club($5 Minimum) | 1.00% | 1.00% |
| Super Savings Acct($1,000 Minimum) | 2.00% | 2.01% |
| Checking Acct($50 Minimum opening deposit) | 0.50% | 0.50% |
Share Certificate Rates
| Share Certificate | APR | APY |
| 6 Month, $500.00 Minimum | 3.00% | 3.03% |
| 12 Month, $500.00 Minimum | 3.15% | 3.18% |
| 18 Month, $500.00 Minimum | 3.25% | 3.29% |
| 36 Month, $500.00 Minimum | 3.50% | 3.54% |
| 48 Month, $500.00 Minimum | 3.75% | 3.80% |
Special Share Certificates
| Special Share Certificate | APR | APY |
| 24 Month, $500.00 Minimum | 3.30% | 3.34% |
| 60 Month, $500.00 Minimum | 3.75% | 3.80% |
With Special Share Certificates, you can raise your rate. If rates increase on these Share Certificates during your term, you may come in and ask us to raise your rate! You may do this only once during the term of a 24-month certificate, and twice during the term of a 60-month certificate.
IRA Certificates
| IRA Certificate | APR | APY |
| 12 Month Traditional IRA, $500 Minimum | 3.25% | 3.29% |
| 12 Month Roth IRA, $500 Minimum | 3.25% | 3.29% |
| 12 Month Educational IRA, $500 Minimum | 3.25% | 3.29% |
Loan Rates
| Vehicle Year | Term | Base APR |
| Current Year and Newer | 7 Years (84 Months) | 7.25% |
| 2022-2027 | 6 Years (72 Months) | 7.65% |
| 2022-2027 | 5 Years (60 Months) | 7.00% |
| 2022-2027 | 4 Years (48 Months) | 6.80% |
| 2016 - 2021 | 5 Years (60 Months) | 7.75% |
| 2013 - 2015 | 4 Years (48 Months) | 8.50% |
| 2009 - 2012 | 3 Years (36 Months) | 9.50% |
| 2002 - 2008 | 2 Years (24 Months) | 10.50% |
| Fully restored classic cars (25 years or older) | 4 Years (48 Months) | 10.25% |
| Not fully restored (25 years or older) | 2 Years (24 Months) | 13.75% |
| UCC Filings or Non-titled Vehicles | 2 Years (24 Months) | 13.75% |
| Loans Secured by Shares | 5 Years (60 Months) | 6.30% |
| Personal Loan For 2 Years | 2 Years (24 Months) | 10.75% |
*All cars over 8 years old must be brought down to the Credit Union to be looked at.
**Rates subject to change at any time.
***Loan rates above are the base rate, they are subject to increase/decrease depending upon the applicant’s credit score.
