Current Rates

Share Accounts

Share Account	APR	APY
Regular Savings($25 Minimum)	0.15%	0.15%
Christmas Club($5 Minimum)	0.20%	0.20%
Super Savings Acct($1,000 Minimum)	0.20%	0.20%
Checking Acct($50 Minimum opening deposit)	0.15%	0.15%

Share Certificate Rates

Share Certificate	APR	APY
6 Month, $500.00 Minimum	0.20%	0.20%
12 Month, $500.00 Minimum	0.25%	0.25%
18 Month, $500.00 Minimum with checking account	0.30%	0.30%
36 Month, $500.00 Minimum	0.35%	0.35%
48 Month, $500.00 Minimum	0.45%	0.45%

Special Share Certificates

Special Share Certificate	APR	APY
24 Month, $500.00 Minimum	0.40%	0.40%
60 Month, $500.00 Minimum	0.50%	0.50%

With Special Share Certificates, you can raise your rate. If rates increase on these Share Certificates during your term, you may come in and ask us to raise your rate! You may do this only once during the term of a 24-month certificate, and twice during the term of a 60-month certificate.

IRA Certificates

IRA Certificate	APR	APY
Traditional IRA, $500 Minimum	0.50%	0.50%
Roth IRA, $500 Minimum	0.50%	0.50%
Educational IRA, $500 Minimum	0.50%	0.50%

Loan Rates

Year	Term	APR
Current Year and Newer	7 Years	4.50%
2017-2021	6 Years	4.20%
2017-2021	5 Years	3.45%
2017-2021	4 Years	3.25%
2011 - 2016	5 Years	4.00%
2008 - 2010	4 Years	5.25%
2004 - 2007	3 Years	6.25%
1996 - 2003	2 Years	7.25%
Not fully restored (25 years or older)	2 Years	16.00%
Fully restored classic cars (25 years or older)	4 Years	6.50%
UCC Filings or Non-titled Vehicles	-	14.00%
Personal Loan For 2 Years	2 Years	16.00%
Loans Secured by Shares	5 Years	2.90%

*All cars over 8 years old must be brought down to the Credit Union to be looked at.

**Rates subject to change at any time.

***Loan rates above are the base rate, they are subject to increase/decrease depending upon the applicant’s credit score.