With the following Special Share Certificates, you can raise your rate. If rates increase on these Share Certificates during your term, you may come in and ask us to raise your rate! You may do this only once during the term of a 24-month certificate, and twice during the term of a 60-month certificate.
Special Share Certificates
Special Share Certificate
APR
APY
24 Month, $500.00 Minimum
1.90%
1.91%
60 Month, $500.00 Minimum
2.00%
2.02%
IRA Certificates
IRA Certificate
APR
APY
Traditional IRA, $500 Minimum
2.30%
2.32%
Roth IRA, $500 Minimum
2.30%
2.32%
Educational IRA, $500 Minimum
2.30%
2.32%
Loan Rates
Year
Term
APR
Current Year and Newer
7 Years
4.90%
2016-2020
6 Years
4.60%
2016-2020
5 Years
3.85%
2016-2020
4 Years
3.65%
2010 - 2015
5 Years
4.40%
2007 - 2009
4 Years
5.65%
2003 - 2006
3 Years
6.65%
1995 - 2002
2 Years
7.65%
Not fully restored (25 years or older)
2 Years
16.00%
Fully restored classic cars (25 years or older)
4 Years
6.50%
UCC Filings or Non-titled Vehicles
-
14.00%
Personal Loan For 2 Years
2 Years
16.00%
Loans Secured by Shares
5 Years
2.90%
*All cars over 8 years old must be brought down to the Credit Union to be looked at.
***Rates subject to change at anytime.***Loan rates above are the lowest offered by the Credit Union with approved credit. They are subject to increase dependent upon applicant’s credit score.
